When to Run a Coverage Analysis
In addition to the side-by-side comparison, the Coverage Analysis provides each coverage line with a plain-English explanation of what changed and what it means for the client. The Analysis Flags at the top are more detailed than those in Coverage Comparison, often calling out specific items that warrant follow-up or verification.
Use Coverage Analysis when you need to fully understand the story behind the renewal, for example when a client has questions about why their premium went up, or when you're preparing a detailed recommendation for a renewal.
How to Run a Coverage Analysis
From your landing dashboard, choose Coverage Analysis, or choose a client from your Client Page and choose Coverage Analysis. Upload or choose the documents you'd like to analyze, and then choose either:
Full Analysis for the most detailed review of all limits, deductibles, sublimits, endorsements, exclusions, and triggers
Quick Comparison for a brief review of limits, deductibles and premiums.
Compliance Check for a review of additional insured, WOS, and P&NC endorsements in a COI type format.
Generate the policy questions and run the analysis. The completed analysis provides a detailed, line-by-line comparison of a client's prior and renewal policy. It's designed to surface not just what changed, but why it matters.
At the top, Analysis Flags highlight the most important changes requiring attention or follow-up, such as new coverages added at renewal, deductible increases, or changes to additional insured structures. These are written in plain language and are intended to prompt action, not just observation.
Below the flags, each coverage item is presented side-by-side with the prior and renewal values color-coded to make increases and decreases immediately visible. What sets Coverage Analysis apart is the explanatory text beneath each line item, which gives the context needed to have an informed conversation with the client rather than simply reading numbers off a page.